Pre-locks will require a 45 day lock-period with a max 3 Business day delivery. Effective July 1st

Effective July 1st

Agency, FHA and VA products

Pre-locks will require a 45 day lock-period with a maximum 3 business day delivery.*
If loan is not fully delivered within the 3rd business day, the lock will be suspended on the 4th business day, and will be eligible for worse case pricing when re-locked.
For 30 day locks, the loan must be in “processing” status or later.

The Mega Capital Pricing Engine within the Broker Portal will prevent lock requests outside of these parameters.
Please refer to Page 5 of the Mega Capital Lock policy for further details on all programs.

Contact your Account Executive with any questions.
Thank you for your business!

*Locked on Monday must be delivered by end of business day Thursday.
(Delivery means complete loan package: income, assets, etc. has been uploaded to document list)

Slides – CD Request Process

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